Protect Your Home from Summer Storms

Summer storms can potentially produce damaging winds and flooding across the country.  Severe weather can happen at any point this summer, so now is the time to take inventory of your home to determine if you have everything you need to weather a severe storm.
 
Review Your Insurance Policies. The best place to start when planning for the potential of severe weather is to look over your insurance policies. Read your policy carefully to ensure you are covered for losses incurred due to a natural disaster. Damage caused by flooding, earthquakes and hurricanes is generally not covered by your regular homeowner’s policy but can be purchased separately. Talk to your insurance company to discuss your options.
 
Seal Windows and Doors. Wind funneling through your house pushes upward and could lift the roof, allowing heavy rains to damage the interior of your home. If you are in a hurricane-prone area, sealing your windows and doors as tightly as possible is essential. No matter what area you live in, it is best practice to seal windows and doors to prevent wind and water from entering your home.
 
Remember Your Roof. A roof in good condition can shield your home's interior from a storm. First, visually inspect your roof to determine if you need to apply sealing around your home’s chimney or vent pipes. A sealant will help prevent water from seeping into your home. You may also consider hiring an experienced roofer to ensure your house can withstand the elements.
 
Clear Your Yard. This season is full of outdoor activities, so you will likely have everything you need to enjoy your summer scattered around your yard. However, your outdoor items can quickly turn into dangerous flying objects during a storm. If you know a storm is coming, secure lawn furniture. If you cannot tie down items, bring them inside your home.

Plan. Severe weather can cause disruptions, like electricity outages, so you should have a plan with the items you need to shelter-in-place in the event of an emergency. Ready.gov recommends that individuals have food, water and other supplies for several days. Start preparing by building a basic disaster supplies kit that is readily accessible. The kit should include water, food, a flashlight, batteries, can opener and a first aid kit. Ready.gov/kit has a list you can download and fill out.

When you and your house are prepared, you are more likely to weather the toughest storm.